Angie, a poverty-stricken young mother, is taking care of her son and alcoholic mother when she is evicted from her house. Now she has to get money from the only person she knows with any – the man who abused her as a child.

Threats from sinister foreign nationals aren’t the only thing to fear. Bedraggled college professor Michael Faraday has been vexed (and increasingly paranoid) since his wife’s accidental death in a botched FBI operation. But all that takes a backseat when a seemingly all-American couple set up house next door.

As he eases into adulthood at the age of forty, Conrad Valmont, the over-educated, under-employed heir to the Valmont Hotel fortune, is cut off from his allowance following his parents abrupt divorce and tossed out into the unforgiving streets of the Upper West Side. Luckily, he is taken in by his old friend Dylan, and returns the favor by immediately falling for Dylan’s girlfriend Beatrice. As Conrad attempts to woo Beatrice while keeping both their relationship and his bank balance secret, Dylan tries to set him up with Jocelyn. Ever committed to the charade that he eventually finds difficult to maintain, Conrad quickly realizes his charm can only extend so far into debt. Now deep into an extensional reflection, will it take losing everything to make Conrad realize what he can truly become?