Bobby Davis, a wealthy football star, goes to bed one night secure in his wealth of almost one hundred million dollars and awakens the next morning almost broke. It appears that his business manager lost almost all of Bobby’s money. The business manager also lost every dollar invested by Bobby’s relatives. Every last penny lost in a Ponzi scheme. As if things couldn’t be worse Bobby finds out out that three women are pregnant…each with his baby. Things can always get worse.

Still reeling from the death of her father, a young girl spends one last summer at the Jersey Shore before heading off to college. But when her plans fall apart, the girl stumbles into a mysterious world of Russian sailors, high-stakes gambling, and unexpected love.