A struggling actress inherits a bevy of colorful villains after desperation (with a touch of femme fatale) drives her and her gullible boyfriend to steal big from the Los Angeles underworld.

John, a computer whiz on the rebound from a disastrous break-up, starts an adult Internet site with his roommate, Moe. They are soon caught up in the erotic nature of the chat sessions they host, changing both their lives.