Behind the facade of a beautiful urban home, a combination of complacency and bad investments has left power couple Ben and Gail disconnected, resentful and just about broke. When the cash-strapped yuppies fire their teen-aged daughter’s lesbian Mexican nanny, Margarita, they set off a chain of events that lead to her deportation.

Dentist, Bertram Pincus is a man whose people skills leave much to be desired. When Pincus dies unexpectedly, but is miraculously revived after seven minutes, he wakes up to discover that he now has the annoying ability to see ghosts.