George Bailey has spent his entire life giving of himself to the people of Bedford Falls. He has always longed to travel but never had the opportunity in order to prevent rich skinflint Mr. Potter from taking over the entire town. All that prevents him from doing so is George’s modest building and loan company, which was founded by his generous father. But on Christmas Eve, George’s Uncle Billy loses the business’s $8,000 while intending to deposit it in the bank. Potter finds the misplaced money, hides it from Billy, and George’s troubles begin.
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Daniel Carr was sure his life could not get worse. After all, he was in a dead-end job his wife’s real estate business was non-existent, they argued constantly and the only thing that everyone told him would be the answer to all of his problems, he could not do. His late father bequeathed him a valuable piece of commercial property while making him promise not to sell it until the time was right… but his father gave no due as to when that time might be. Then his life did get worse. He lost his job, prompting his wife to decide she could no longer handle the pressures of their marriage. But, a chance meeting with a local Pastor convinces Daniel he must be obedient to God’s plan for his life. The result of that obedience proves that God’s Plan is our purpose.