A city girl on a bus tour of the West encounters a handsome rodeo cowboy who helps her forget her simpy city suitors.

Unsuspecting Mr. Dietrichson becomes increasingly accident prone after his icily calculating wife encourages him to sign a double indemnity policy proposed by a smooth-talking insurance agent. Against a backdrop of distinctly California settings, the partners in crime plan the perfect murder to collect the insurance. Perfect until a claims manager gets a familiar feeling of foul play and pursues the matter relentlessly.